Health insurance law

Health insurance law will falter?
Many are still not convinced about the health insurance law, including

health insurance law
associated with illicit or not if we want to apply for health insurance. This is reasonable because so much information out there about the maze of health insurance law.
Some things about the law health insurance has been my review on the law of insurance page on this blog. This page only as an addition to connect in many places we want to know more about health insurance law.
Flexible Health Insurance Law
Summary of health insurance laws by Ahmad Sarwat, Lc
In short, should you choose health insurance that use sharia system. Because safe from usury and illicit transactions.
This applies as long as you have the power or authority to vote. But if you are in a position that has no other choice but to accept assistance from the conventional insurance passively, then the law must remain flexible.
For example, when we buy plane tickets, are automatically on the ticket price includes the cost of insurance. And the health insurance law is not an Islamic insurance kosher, but said the decision of the conventional insurance illegitimate by many scholars. But since you have no choice but to conventional insurance is not directly a 'participants', the law should not forbid us to fly.

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Understanding Islamic insurance

Islamic Insurance is a mutual effort to protect and mutual help

understanding of Islamic insurance
among a number of people, through investment in assets and which gives the pattern of return to face a particular risk through the contract in accordance with the National Islamic Council - Council of Ulama Indonesia (DSN-MUI).
Islamic insurance is a system where participants donate part or all of the contributions / premiums they pay are used to pay claims for disaster suffered by the other participants.
Understanding insurance - Concept of Islamic Insurance
In Islamic insurance is the term tabarru 'which is a contribution (in the definition of Islam = Grants - Benevolent Fund). There are some differences in terms of Islamic Insurance with conventional insurance.
In Islamic insurance insurance participants do risk sharing (risk sharing) with other participants. While in conventional insurance, the participants do transfer risk (risk transfer) to the insurance company. So, if customers make a claim of Islamic insurance, claims the funds come from the account tabarru '(virtue) of all participants. Unlike conventional insurance claims arising from insurance companies.

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Understanding Insurance

Life is full of unexpected risks or unexpected, that's why we need to understand about the definition of insurance.
understanding insurance
Some natural events that occurred in recent years and takes a lot of casualties, both fatalities and property, such as reminding us of the need for insurance.
The primary function of insurance is as a mechanism to transfer risk (risk transfer mechanism), which transfer risk from one party (the insured) to another party (the insurer).
Understanding insurance - insurance policy
Basically, the insurance policy is a contract that is a valid agreement between the insurer (in this case the insurance company) with the insured, where the insurer was willing to bear some losses that may arise in the future in return for payment (premium) certain of the insured.

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